30+Years guiding retirees
Three interactive tools. No account set up required. Pick the worry that fits you and get a personalized, educational report on screen in seconds, at no cost.
Will your guaranteed income cover your monthly essentials? Find your monthly gap.
Will your money outlast you in a bad market? Stress-test it and see the odds.
Already own an annuity? Get a second opinion on what you own and what it costs.
All three tools run right here in your browser — no download, no account, and nothing leaves the page until you ask for your results.
“After years of sitting across the table from people on the edge of retirement, I learned the question that actually keeps them up at night isn’t “How’s my portfolio doing?” — it’s “Will I run out of money?””
Mr. Magennis has been employed in the Financial Services business his whole working career, after receiving his bachelor's degree, over 50+ years. He has helped thousands of clients, specializing in retirement and pre-retirement planning.
A common theme or request is " I need more guaranteed Income". Mr. Magennis is viewed as a problem solver for his clients needs and concerns. His solutions are commonly referred to as "Sleep Insurance".
His clients sleep well knowing their account can never lose money or go down in value. Over the years these plans have evolved into our current space age benefits and improved deposit options. Give it a look and see for yourself.
We never start with what to buy. We start with your retirement paycheck — what's guaranteed, what's at risk, and where the gap is. The right solution reveals itself once the need is clear.
I'll show you plainly how I'm paid, what every option costs, and the trade-offs involved — including when the smartest move is to do nothing at all.
Already own an annuity or have a plan in place? I'll give it a straight review. Sometimes that means confirming you're in good shape. My reputation matters more than any single sale.
Pinpoint the difference between your guaranteed income and your essential expenses — and build a plan to close it for life.
Handed a buyout offer? It's a one-time, irreversible choice. We weigh the monthly check against the lump sum carefully.
An honest health check on what you already own — costs, surrender status, and whether it still fits your plan.
Retirement changes how money flows. We organize withdrawals, guarantees, and savings into a predictable monthly income strategy.
Many retirees care more about protecting wealth than chasing returns. We help structure assets with stability and downside protection in mind.
Leaving a job or retiring? We compare safe-money alternatives focused on income and protection.
Bring your questions — about income, Social Security, an annuity you own, or just whether you're on track. The first conversation is always free, and there's never an obligation.
Schedule My Free Review